body {
  font-family: Arial, sans-serif;
  margin: 0;
  padding: 0;
  background: #f9f9f9;
  color: #222;
}

/* NAVBAR */
.navbar {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 30px 8%;
  background: #fff;
  box-shadow: 0 2px 4px rgba(0,0,0,0.1);
  font-size: 18px;
}
.logo {
  font-size: 30px;
  color: #0089a7;
  font-weight: bold;
}
.logo span {
  color: orange;
}
.navbar nav ul {
  list-style: none;
  display: flex;
  gap: 35px;
  margin: 0;
  padding: 0;
}
.navbar nav ul li a {
  text-decoration: none;
  color: #333;
  font-weight: 600;
  font-size: 17px;
}
.navbar nav ul li a:hover {
  color: #0089a7;
}

/* HERO */
.hero {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  align-items: center;
  padding: 50px 8%;
  background: #fff;
}
.hero-text {
  max-width: 600px;
}
.hero h1 {
  font-size: 36px;
  margin-bottom: 15px;
}
.hero-buttons {
  margin-top: 20px;
}
.btn {
  padding: 12px 20px;
  border: 2px solid gold;
  margin-right: 15px;
  text-decoration: none;
  color: #0089a7;
  font-weight: 600;
  background: #fff;
  transition: 0.3s ease;
}
.btn:hover {
  background: #0089a7;
  color: white;
}
.hero-img img {
  width: 300px;
  max-width: 100%;
  border-radius: 10px;
}

/* INFO SECTIONS */
.info-section {
  padding: 50px 8%;
  text-align: center;
  background: #f2f2f2;
}
.info-section.alt {
  background: #ffffff;
}
.info-section h2 {
  font-size: 28px;
  margin-bottom: 10px;
}
.info-section p {
  font-size: 16px;
  color: #444;
  max-width: 800px;
  margin: auto;
}

/* HOW IT WORKS SECTION */
.how-it-works {
  padding: 60px 8%;
  text-align: center;
  background: #ffffff;
}

.how-it-works h2 {
  font-size: 28px;
  color: #222;
  margin-bottom: 10px;
}

.section-subtitle {
  display: inline-block;
  font-size: 16px;
  font-weight: bold;
  background: #e0e0e0;
  padding: 6px 12px;
  margin-bottom: 40px;
  color: #333;
  border-radius: 4px;
}

.steps {
  display: flex;
  justify-content: center;
  flex-wrap: wrap;
  gap: 30px;
  margin: 40px auto;
  max-width: 1000px;
}

.step {
  background: #f9f9f9;
  border-radius: 10px;
  padding: 20px;
  width: 280px;
  box-shadow: 0 2px 6px rgba(0, 0, 0, 0.05);
  transition: transform 0.3s ease;
}

.step:hover {
  transform: translateY(-5px);
}

.step img {
  width: 80px;
  height: auto;
  margin-bottom: 15px;
}

.step h3 {
  color: #0089a7;
  font-size: 18px;
  margin-bottom: 10px;
}

.step p {
  font-size: 15px;
  color: #555;
  line-height: 1.5;
}

/* BENEFITS SECTION */
.benefits {
  display: flex;
  flex-wrap: wrap;
  gap: 30px;
  justify-content: center;
  margin-top: 30px;
}
.benefit {
  flex: 1 1 300px;
  background: white;
  padding: 20px;
  border-radius: 10px;
  box-shadow: 0 2px 6px rgba(0,0,0,0.05);
}
.benefit h3 {
  color: #0089a7;
  margin-bottom: 10px;
}

/* APPLICATION BUTTON */
.btn-apply {
  display: inline-block;
  margin-top: 30px;
  padding: 12px 20px;
  background: #0089a7;
  color: white;
  text-decoration: none;
  border-radius: 5px;
  font-weight: bold;
}
.btn-apply:hover {
  background: #00738a;
}

/* FINAL CTA SECTION */
.final-cta {
  text-align: center;
}
.cta-buttons {
  display: flex;
  gap: 20px;
  justify-content: center;
  margin-top: 20px;
}

/* FOOTER */
footer {
  background: #eaeaea;
  text-align: center;
  padding: 25px 8%;
  margin-top: 40px;
}
.footer-content p {
  margin: 6px 0;
}